Pmt: The monthly payment entered as a negative number.Rate: The annual interest rate (divided by 12 in the formula) or the flat rate.The syntax for the formula is NPER(rate, pmt, principal, future_value, type) with the first three arguments required. Here, we’ll use the NPER (number of periods) function in Excel. This lets you then adjust the rate or payment to increase or decrease the number of years for repayment. With the interest rate, payment amount, and loan amount, you can see the term in years. Maybe you’re trying to decide the best loan term for your situation. Tip: To calculate a monthly interest rate rather than yearly, remove the *12 from the end of the formula. Now you can see the interest rate you’re paying on the loan with a simple formula. You would enter the following formula in cell B5 to calculate your interest rate: Here, we have our loan term in years in cell B2, monthly payment in cell B3 (entered as a negative number), and loan amount in cell B4. For an annuity, you can use the future_value and type arguments as described above and guess_rate for your estimated rate.Term: The term in years (multiplied by 12 in the formula) or the total number of payments.The syntax for the formula is RATE(term, pmt, principal, future_value, type, guess_rate) with the first three arguments required. All you need is your loan term, payment amount, principal, and Excel’s RATE function. If you have a current loan and are unsure of your annual interest rate, you can calculate it in just minutes. The formula result updates automatically. You can enter a lower interest rate or higher number of payments to get your payment amount where it needs to be. With the formula in place, you can then change the amounts you’ve entered to see how this affects the payment. You would enter the following formula in cell B5 to determine your payments: Here, we have our annual interest rate in cell B2, number of payments in cell B3, and loan amount in cell B4. For an annuity, you can use future_value for the value after the last payment is made and type for when the payment is due.Num_pay: The number of payments for the loan.Rate: The annual interest rate (divided by 12 in the formula).The syntax for the formula is PMT(rate, num_pay, principal, future_value, type) with the first three arguments required. For this, you’ll use the PMT function in Excel. You can then see if you should shop around for a better rate, need to reduce your loan amount, or should increase the number of payments. If you’ve been approved for a specific loan amount and interest rate, you can figure out your payments easily. Note: The formulas you see below do not take into account any additional fees or costs charged by your lender. You can then adjust those details to obtain different results and perform simple comparisons. With each function and its formula, you enter a few pieces of information to see the results. These let you see how much you can afford based on different amounts, rates, and timeframes. If you want to figure out the payment amounts, interest rate, or term for a loan, you can use a few handy Excel functions. Loan Payment, Interest, and Term Functions in Excel You’ll immediately see the amortization table update with all the details you need to keep up with your loan payments, principal, balance, interest, and cumulative interest.
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It was just that idea, really, and it’s definitely one of my favorite songs of them all, too. pressed against the pane could see the veins and there was poison out resting in a raze the inner. But the I thought that what’s even more potent, in a way, is this idea that he’s having a heart attack and he doesn’t even realize that he’s dying. I was unafraid, I was a boy, I was a tender age melic in the naked, knew a lake and drew the lofts for page hurdle all the waitings up, know it wasn't wedded love 4 long minutes end and it was over it'd all be back and the frost took up the eyes. Actually, when I started writing the song, it was about a man who’d been shot and he was lying in a Layby. I just thought it was a really beautiful image. That incredibly potent sense of regret for not resolving this argument or row or whatever it was. It’s all about a guy basically dying in a layby and thinking about the way he’s left home the day before, the night before, the week before, or whenever. I think it’s terribly sad human quality, and “Heartattack In A Layby" is about regret. Regret for not following your instincts and married the right person when you had the chance. Regret for not having said what you should’ve said at the time or done what you should’ve done. The lyrics describe her presence, even when she is far away, in imagery of feathers adorning a flume a fast moving stream of water and a. It speaks to the strength and unity of the bond between parent and childno matter the distance. " I think that for me, one of the things that’s always been the most heartbreaking about the human condition is the idea of regret. The song 'Flume' by Bon Iver is a reflection on the love between the singer and his mother. Quoting the frontman Steven Wilson from an interview about this track: Thats all for now.Try Porcupine Tree's Heartattack In A Layby, I can barely listen to it these days haha “I’ll be holding all the tickets, you’ll be paying all the fines” It is the second most played song on my itunes. If you like this song you will absolutely LOVE Skinny Love by Bon Iver. If what is above is accurate I think this song is very very well crafted. So basically, I see that he fells like he’s got no home, he fell from his mother when he did not want to and he survives (rather than living and thriving) at best warily (“leery”). So basically, I see that he feels like he’s got no home, he fell from his mother when he did not want to and he survives (rather than living and thriving) at best warily (“leery”). Icarus fell into the sea, this could help explain the “i move in water, shore to shore” but i’m not sure how Bon Iver fell from his mother’s womb and left his mother, the moon, at home. Icarus fell from the sky and left his dad, Daedalus, in the air. He is playing an Icarus figure (Icarus who flew too close to the sun and his wings melted and he fell to his death). So, I have done some research into the topic and this is the best explanation I could find. The question remains what is this about? Let’s look at the lyrics. I’d suggest you find a studio version if you really enjoy this. This is a very raw version, but I tend to like live music better. How awesome is that? But what is it about? While Bon Iver’s is amazing, I really enjoy the piano and the horns that are involved in Peter Gabriel’s version. Peter Gabriel does a gorgeous cover of Bon Iver’s Flume. A great king, of true Greek blood will rise soon, Strategos, one to equal the. Introduction The Second Punic War is, arguably, the most sweeping, destructive war of ancient times. We Greeks could rule the world- Alexander did, the world was his from Greece to the far Indus- but his blood was tainted. This page is your source for background information about each of the playable factions: their starting position on the campaign map, their civic and military focus, and some of their key battlefield units. Lastly, the Britannic Celts are comprised of the Caledoni, posses the "Heroic Culture" and "Sacred Springs" traits, granting them a 20% charge bonus for all units and +6 sanitation to all provinces respectively.Įach of these factions also posses their own unique traits, such as the Saxoni who benefit from the "Voyagers" trait giving them an additional 20% movement range for any fleets they own. Hail, Strategos, all-powerful Polemarchis We are your loyal peoples, and we have long been ready for war. This guide might also be useful for the campaign. The playable factions represent key powers within the Greco-Roman, Barbarian, and Eastern cultures, and each offers a notably different and deeper form of. Some factions may fair better against others depending on their units, but on average they will have a general level of strength. The factions are listed by order of general strength. Worked into a rage before combat, possibly through the use of drugs, they had little protection. Howling like animals and biting their shields, berserkers took on the appearance of wild animals, entering battle in an almost trance-like state. They posses the "Nomadic Archers" trait which grants them 25% more ammunition for all units and the "Warlike People" trait, giving them +3 army recruitment slots in their home province. For Total War: Rome 2, Creative Assembly is promising over 117 factions, with 500 unit types spread across the game’s 183 map regions. A Rome Total War faction guide particulary geared for online play. Blood-mad, gripped by shield-biter's rage, and utterly uncaring of danger, they are terrifying warriors. Only containing one faction, the Alani, are the Nomadic Tribes. The Eastern Empires are comprised of the Sassanids and Armenia, who both benefit from the "Centralised Authority" trait which provides a -5 to banditry in all provinces and the "Silk Road" trait which gives a 20% buff to all commerce buildings in all regions. The Germanic Kingdoms, consisting of the Saxoni, the Gothi and the Marcomanni, all receive the "Terrors of the Night" trait, allowing them to initiate battles at night along with the "Looters and Raiders" trait, giving them an additional 150% income from raiding and sacking. Our plans contain costs, construction time, recruitable units, special abilities, and even an illustration of an example- so that you can see how the building will appear once finished.Learn how to play the non-Roman factions in the Empire Divided DLC for Total War: ROME II with this handy guide. Our elf will scurry off to the archives and retrieve the building plans of that type and display them for you. Simply select from the drawers below which type of edifice you are considering by clicking upon it. Each factions leader and all their of-age male heirs are controllable and can be used either to govern cities or as generals of armies, providing their own. Need to know what a building can do for you? Need to know its costs? What units it can recruit for your warhosts? Anything and everything is right here. We have everything you need for your city planning commission. Welcome, warlord, to the Architect’s Office. For example, certain fonts may be easier to read than others, making them better suited if your tattoo contains words or phrases that could be misinterpreted. Practical ConsiderationsĪpart from aesthetics, there are practical considerations too. It can also be useful to experiment with various line weights and spacing, as these can have an impact on the overall aesthetic of your tattoo. Some fonts may look great on paper or on screen but don’t translate well onto skin. It’s important to note that texts used for tattoos tend to be slightly larger than other kinds of text, so it’s worth thinking about how the font will look at different sizes. On the other hand, if you're planning on getting a large back piece, you can afford to be more creative with your choice of font. For example, if you're planning on getting a small tattoo on your wrist, you'll want to choose a font that is simple and easy to read. Where you plan on placing your tattoo is also an important factor to consider when choosing a font. Once you've decided on the meaning of your tattoo, you can start to narrow down your choices for tattoo fonts. What are you trying to communicate with this tattoo? Is it a memorial for a loved one? A reminder of an important event in your life? A declaration of your love for someone?Īre you looking for something more classic and traditional, or something that is more unique and eye-catching? Do you want to use a font that is legible even from a distance? Or do you want something with intricate details that will show up best when viewed up close? Before you choose a font for your tattoo, it's important to think about what the tattoo will mean to you. The foundation piles must be started with an Ace first and then built using the same suit. Moving cards to the foundation: Move cards to the foundation when available.Moving tableau cards from column to column: Individual or stacks of sequenced cards in the tableau can be moved on top of a card of the opposite color and higher rank.You can move the top card of the waste card to the tableau if it is an allowed move: either one rank down and of opposite suit, or a King to an empty column. Moving cards from waste to tableau: Cards are move 3 at a time from the stock pile into the waste pile.When the stock runs out, you can click and refill the stock pile again from the waste cards. Moving cards from the stock pile to the waste: You can move cards from stock to the waste pile.If a column is empty, no cards can be placed there other than a King. Only Kings can move into empty columns.For example, a Queen of Spades can be played on a King of Hearts or Diamonds, but not on a King of Clubs or any card that has a lower ranking. A card can be moved on top of another card if they are of the opposite color and one rank lower.Reveal them by moving face-up cards above them to other tableau areas. Cards that are face down are unavailable to move. Successfully placing all 52 cards in the foundation win the game. Foundation: These are 4 piles where you aim to move playable cards in order from Ace to King by suit.Once all cards are turned over, the remaining cards in the waste pile that haven't been moved to either the tableau or foundation can be redrawn from the stock pile in the same order. The top card of the waste pile can be played into the foundation or tableau if allowed. Waste pile: If cards from the stock pile are not used, they are placed into a waste pile. Stock pile: The remaining cards, or 24 in total, go here and are then dealt into the waste pile 3 at a time.Each card starts face down, except the last card in each column, which is face up. Tableau: This area consists of seven columns of 28 cards, with the first column containing one card and each subsequent column containing one additional card.There are four main areas in a game of solitaire: Stack cards of opposite colors in descending order to help arrange the tableau and flip over face-down cards. Arrange all of the cards into four foundation piles, one for each suit, ascending from Ace to King. It allows you to see what beds are sheltered, happiness targets (where you could be), what damages are currently going on in the settlements, and days since the last attack. Though you can only manage a settlement while in that settlement. Now you view statistics, manage settlers, tasks, and settings. FO4 Better settlement management/base building mods. It provides aspiring settlement leaders with additional information for a more ef. Now you would go to a terminal and simply load your management holotape. RobCo (TM) proudly presents the 'Settlement Management Software' to help with your settlement management needs.Once built, these settlements can be customized extensively. The workshop interface is used to place and connect pre-fabricated structures as well as individual pieces (walls, floors, roofs, etc.) letting the player character construct their own home base(s) as they desire. This makes helping your people so much easier and fool-proof, instead of running around trying to track all twenty of your settlers to make sure they are working. In Fallout 4, the Sole Survivor can build and manage their own settlements at various sites around the Commonwealth. Sim Settlements 2 is a mod for Fallout 4 that asks, What if there was a reason for my character to help rebuild settlements Youll meet a Stranger who. Settlement Management Software actually adds in a software for terminals that helps you control your settlement better! It adds control and significantly more than just barebones like food, water, defense, etc. In a Digital Art Software: You can create GIFs in Photoshop, GIMP, Sketchbook, and other popular digital art applications, but it's a pain in the neck.(You can also make GIFs from the Google Gboard on Android and iOS.) You drop a video into the GIF maker and trim it to your needs. GIPHY CAM ( iOS/ Android) and GIF Maker ( iOS/ Android) are the most popular GIF-making apps. From an App: Yes, you can make GIFs on the go.Then, it'll give you some options to trim and customize your GIF. Upload a video to the GIF creator, or hand it a YouTube or Vimeo link. We'd suggest using Imgur, Gifycat, or GIPHY's video-to-GIF tools, as they're easy to use and they produce HTML5 videos that are technically better than actual GIF files. GIF-Making Websites: There's a ton of GIF-making websites.Here are the best platforms for creating GIFs: It may even let you add text and effects if you feel so inclined. Whatever GIF-making platform you work with will help you trim the video down to a proper GIF. This video could be super long or super short it doesn't really matter. If you need to keep track of individual GIFs, you can just make an account on an image hosting site and "Favorite" the GIFs that you enjoy. Remember, image hosting sites use HTML5 to supercharge GIFs, and all that extra quality goes away when you download a GIF to your computer. Use Gboard: The Google Keyboard for Android, iPhone, and iPad has a built-in GIF function that allows you to use GIFs anywhere, even in text messages.īut what if you want to save GIFs on your phone or computer? Well, you don't really need to do that.On most sites, the GIF will work automatically. Then, paste the link where you want to use your GIF. Just find a GIF that you want and press the "copy link" button. Copy the Link: Image hosting websites like GIPHY, Imgur, and Gifycat have tools for copying GIFs to your clipboard.These search bars work directly with sites like GIPHY or Imgur, and they make GIFs as easy to use as emojis. Twitter and Facebook Messenger come to find. GIF Search Functions: Most social media websites are built with a GIF search bar.GIFs Are Easy to Make: Why move to a new format when GIFs are so easy to make? GIF-making websites have been around for eons, and most photo editing software can be used to make GIFs.Īs of right now, here's the best way to search for and use GIFs:.Many websites used Adobe's Flash plug-in for videos, but Flash didn't work on mobile devices like iPhones. This meant that it was easier to share GIFs than actual videos, so GIFs stuck around. HTML Didn't Support Video: Before HTML5 launched in 2014, the HTML standard didn't support video.(In other words, if this animation doesn't work, then you're using an out-of-date version of the Edge browser.) All browsers have supported animated GIFs for a long time now. Need a specific example? Mozilla's APNG format came out in 2008, but the Microsoft Edge browser only began to support the format this year. All Browsers Are Different: Browsers have their quirks, and sometimes one stinkin' browser can prevent the web from moving forward.There are many reasons why GIF has managed to stick around, but for the sake of time, we're just going to give you the three big reasons now: Mozilla's APNG (animated PNG) format was created to replace GIF ten years ago, but that didn't work out at all. People have tried to replace the GIF format. The GIF format also doesn't support semi-transparency, and GIFs often have a large file size (more than MP4 video files) because they're uncompressed. GIF files are 8-bit, which means that they're restricted to 256 colors and almost always look like crap. Honestly, GIF is a terribly outdated format. If you really want to link to your own channel, blog or website make sure to include substantial original content in the post itself or else it will likely be removed.Ĭhoose your flair by clicking the (edit) button directly above this section It is recommended to upload videos directly, to avoid inconvenience. Links to vlogs and YouTube channels will be automatically removed, and you will need to argue your case with a moderator to get them reinstated. To make a video review, please upload the video directly to Reddit (using v.). All links submitted to /r/whiskey will be subjected to moderator review. No URL shorteners (bit.ly, tinyurl, etc) - No 3rd party affiliate links. Posts that engage in "soft-serve" advertising will be removed and accounts flagged.More info here. Spammy posts to your blog/vlog/business/website/Youtube etc. r/whiskey is not a platform for free advertising. If posted directly to v., post a summary of the review as a comment. If posting an external link, you must provide a written summary of the review as the post body text as well. Video reviews need to either be uploaded directly to v., or a link posted within a text post. Read this post to learn more about valuing and dating bottles. No requests for dating or valuing an unusual or old bottle of whiskey. This goes against the content policy, as well as may break laws within your country of residence. Comments and posts soliciting alcohol sales and trades will be removed. Critical evaluation of a whiskey is fine, but avoid insult and mockery. Respect others participating in the sub/maintain civil discourse. Scotch/Japanese/Irish Whiskies Gift Guide.Valuing, dating & consuming vintage bottles.Guide to Inexpensive (But Tasty) Whiskies.Intro to Whiskey (Tips & Recommendations).Anything goes, including bourbon, scotch, rye, wheat, Canadian, Irish, white dogs, and everything in between. Visit Diageo's global responsible drinking resource,, for information, initiatives, and ways to share best practice./r/whiskey: Whiskeys of the world. Crown Royal encourages all consumers to please enjoy responsibly.ĭiageo is a global leader in beverage alcohol with an outstanding collection of brands including Johnnie Walker, Crown Royal, Bulleit and Buchanan's whiskies, Smirnoff, Cîroc and Ketel One vodkas, Casamigos, DeLeon and Don Julio tequilas, Captain Morgan, Baileys, Tanqueray and Guinness.ĭiageo is listed on both the New York Stock Exchange (NYSE: DEO) and the London Stock Exchange (LSE: DGE) and their products are sold in more than 180 countries around the world.įor more information about Diageo, their people, brands, and performance, visit. Specially blended to commemorate a grand tour of Canada made by King George VI and Queen Elizabeth of Great Britain in 1939, Crown Royal's smooth, elegant flavor and gift-worthy presentation reflect its regal origins – it is considered the epitome of Canadian whisky. Whether sipped neat or on the rocks, please remember to enjoy Crown Royal Noble Collection: Barley Edition responsibly.Ĭrown Royal Canadian Whisky is the number-one selling Canadian whisky brand in the world and has a tradition as long and distinctive as its taste. "Our team of Distillers and Blenders are always experimenting and innovating and this whisky is a product stemming from that creativity and collaboration, much like our award-winning Winter Wheat!"Ĭrown Royal Noble Collection: Barley Edition is 90 proof, 45% Alc/Vol and will be available for a limited time at a suggested retail price of $79.99 for a 750mL bottle. "This exquisite whisky is a special release for the Crown Royal portfolio, given the expression's full barley mash bill," says Stephen Wilson, Director of Whisky Engagement for Crown Royal. Aged for at least five years, the latest expression is a unique blend of whiskies distilled from unmalted and malted barley grains. With spicy notes of toasted oak and sweet caramel, Crown Royal Noble Collection: Barley Edition starts with an aroma of creamy vanilla and fruity green apple and ends in a warm and rounded finish. "We're excited for consumers to round out their collection with this incredibly robust liquid and raise a glass to final iteration of the long-standing series." "The final release of our Noble Collection puts a bow on our roster of whiskies that have pushed boundaries – from unique blending techniques and maturation processes to distillation methods – while honoring our roots and tradition," says Hadley Schafer, Director, Crown Royal. Crown Royal Noble Collection: Barley Edition Make sure you are creating a schedule that is developmentally appropriate. I previously stated how important a visual schedule is, but creating a daily schedule that works for your students and school can be tricky. Check out my Facebook Live about the Morning Routine here. Having a solid morning routine will start each day with students learning the minute they walk in the door. It is NOT wasted time! Reteach as needed throughout the year. Teach each routine using visuals during the first month of school. Starting with the first day, you need to have classroom routines, so students know what to do and what the expectations are. Routines give students emotional support, safety, and help ease anxiety. Check out all the visuals and routine charts in the Social Skills Curriculum HEREĬlassroom walls! Look around your classroom and ask yourself, is it too much or too little? Is this visually overwhelming for students or a student this year? Here is a great article from NAEYC called Considering the Walls to help you reflect on the walls in your classroom.Remind students of the expectations each day before they go on the playground. Playground/Recess Expectations ( printables ) – Place the poster on the playground or classroom door.Here are some printable visual supports and routines for the classroom: If some part of your day isn’t working, teach what you want students to do and use visual supports. Don’t forget it is NEVER too late to teach or introduce a classroom routine. You can grab my FREE First 10 Days of School Lesson Plans to see how I teach and introduce each routine. Teach each routine using visuals, social stories, and children’s books during the first weeks of school and reteach as needed throughout the year. Plus, students thrive on predictable routines (adults too). Use Visual Supports and Routine Charts as needed throughout the classroom to support students, so they are able to become more independent. You can read all about implementing and using Green and Red Choices in your classroom HERE on my blog or watch Facebook Live HERE. The small chart is easy to take anywhere with me in the classroom (ex: small group or on the playground). I have large green and red choice boards in my circle area. If a child makes a red choice, they can fix it (change their behavior) and make it a green choice. Green and red choices focus on the choice rather than the child. Red represents stop, stop making a red choice. Green choices are the choices we want students to make, like gentle hands, using materials safely, and using walking feet! Green represents go, keep making green choices. Green and Red Choices are clear, consistent behavior expectations paired with visual supports stated in a positive way. Green and Red Choices is the perfect behavior management tool for early childhood. We need to teach them what to do and what the age-appropriate expectations are in a classroom. This can be exciting and overwhelming at the same time. A Behavior Management System for Little Learnersįor some of your students, this may be the first time in a classroom. Instantly find chapters and locations that mention ideas, characters, and important places, as well as background info, biographies and more from Shelfari and Wikipedia. Tap on any page as you read to access X-Ray, an easy way to uncover more from the books you love. Organize your books, docs, and magazines into categories with a few easy taps. Tap and hold any word in a book to view the word's definition with the built-in dictionary or use the Google or Wikipedia links to get more information. You have the flexibility to buy a single issue or a subscription.Īdjust the text size, change the screen's brightness, choose your background color, and read in either portrait or landscape mode. Read magazines and newspapers with high-resolution, vivid color images on Android devices. Read Magazines & Newspapers on Android devices Go into your local library to check out an eBook, and have it delivered wirelessly to your Kindle app. Read thousands of free books including popular classics like The Adventures of Sherlock Holmes, Pride and Prejudice, and Treasure Island. That means you can start reading a book on one device, and pick up where you left off on another device.Įasily shop for eBooks and read the first chapter for free before you decide to buy. With Amazon's Whispersync technology, you can automatically save and sync your furthest page read, bookmarks, notes, and highlights across all your devices. You can also read that same Kindle book on a Kindle device if you own one. That means with our free Kindle reading apps, you can buy a Kindle book once, and read it on any device with the Kindle app installed*. The Kindle app is available for most major smartphones, tablets and computers. Go beyond paper with immersive, built-in features. Read anytime, anywhere on your phone, tablet, or computer. If you have any doubts related to this, let us know in the comment box below.Turn your phone or tablet into a book with the free Kindle apps for iOS, Android, Mac, and PC. I hope this article helped you! Please share it with your friends also. So, this guide is all about How to download a Kindle App for a PC. If you want to try other PDF or Ebook reader apps, we recommend you to check out our article – Best PDF and Ebook Reader Apps for Windows This is how you can install & set up the Kindle App for PC. Enjoy features like adjustable text size, font, layout, and more. Access your personal library from any browser, device, or location. Once linked it will automatically load all available ebooks. Read your Kindle books online with Kindle Cloud Reader. You would need to sign up with the Kindle App with your Amazon account. It doesn’t support ebooks from third-party stores. It only supports ebooks purchased from the Amazon Kindle Store. Important: The Kindle App is provided by Amazon for free. The book will load, and you can start reading now. Once approved, the Kindle App for PC will automatically sync all your eBooks.Ĥ. Now, you might be required to approve the login from your registered mobile number.ģ. First of all, open the Kindle App on your PC and log in with your Amazon ID.Ģ. Once installed, follow the steps given below to set up Kindle for PC.ġ. You just need to run the installation file and follow the on-screen instructions. The installation part is pretty easy you just need to follow some of the simple steps below.
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